The initial notification will be a writ or summons if a creditor is taking you to court in Scotland. This document will include information on your creditor, the total amount owed, name regarding the court, and exactly just what the sheriff happens to be required to complete.
You will need to react by the date specified into the summons or writ, permitting the court understand your intentions. You will find five choices in this respect:
Advise the court which you owe the amount of money , and spend your debt in complete.
Agree totally that your debt exists , but request a right time to cover direction or time and energy to spend purchase. If one of those is given, a decree will tell you simply how much you ought to spend.
Tell the court which you owe your debt, but donвЂ™t request a period to cover way or order вЂ“ this can end up in a decree being granted by the court, buying you to definitely repay your debt in complete, plus any interest and court costs.
Advise the court that you don’t owe your debt вЂ“ in this situation a court hearing will likely to be set in order for both events can place their case. The court will tune in to both edges and then make their choice.
Usually do not respond towards the writ or summons вЂ“ you to pay the original debt, plus interest and the courtвЂ™s expenses if you do not respond at all, the court will issue a decree ordering. Neglecting to spend at this time can lead to your creditor using вЂdiligenceвЂ™ measures they have to serve a charge for payment and send you a Debt Advice and Information Package (DAIP) against you, but initially.
A payment for payment can be a purchase through the court to pay for the amount owed. You are given by it week or two by which to cover in complete, or produce re payment arrangement together with your creditor, otherwise they truly are eligible to start diligence measures. Continue reading